(GMI) – Super Yacht Insurance v2 – M & N Boat Insurance

Est. 1950s · London

Yacht Insurance
For Vessels £1 Million+

Specialist cover crafted for prestige, performance, and peace of mind —
bespoke marine policies for the world's most discerning owners.

Rated Excellent 4.6/5 · Google Customer Reviews

Why We Are The
Industry Benchmark

Protecting a high-value marine asset requires more than standard insurance. It requires a partner who understands the lifestyle, the exact operational intricacies, and the absolute necessity for perfection. We’ve spent seven decades refining our approach to protect your peace of mind.

Exclusive market access for luxury yachts
Bespoke policies tailored to your exact vessel
Rapid, white-glove claims resolution
Global dedicated maritime support
Unmatched confidentiality and discretion

70 Years Experience

Worldwide Coverage Options.

From Monaco to the Maldives — protection wherever the horizon takes you.

Mediterranean · Caribbean · Pacific

Exclusively for high-value yachts.

Private & charter operations across the world's most exclusive waters.

We specialise in protecting ultra-luxury yachts for high-net-worth owners who demand exceptional coverage and white-glove service. Our bespoke policies are crafted for:

Getting Covered is Simple.

A streamlined, white-glove process designed around the demanding
schedules of yacht owners and operators.

1. Tell us about your yacht

Share the details of your vessel, its usage, and specific unique requirements.

2. Speak with an expert

Our marine insurance specialists will consult with you to tailor the perfect policy.

3. Get covered

Review your bespoke proposal and activate your coverage seamlessly.

Get a quote now for your premium vessel.

For Elite
Superyacht Operators

As a superyacht operator, your fleet is more than an asset—it is a sophisticated enterprise operating in a dynamic global environment. We understand the complex risk landscape you navigate daily.

Our policies are specifically designed to keep your fleet operating seamlessly, with coverage that proactively addresses the unique challenges of high-end marine activities, from international jurisdictional nuances to complex crew logistics.

Super Yacht
Charter Operators

Delivering an unparalleled luxury experience requires absolute certainty behind the scenes. For superyacht charter operators, risks extend far beyond the vessel itself to encompass high net worth guests and unique global itineraries.

Our bespoke charter policies ensure that every journey is underwritten with meticulous care. We cover intricate liability scenarios, passenger protection, and operational interruptions, empowering you to offer a flawlessly secure voyage.

Guest Protection

Comprehensive liability and premium medical safety for all charter guests.

Business Continuity

Protection against unforeseen charter cancellations and lost revenue.

Our policies are designed to keep your fleet operating smoothly with coverage that addresses the unique challenges of marine activities.

What's
Covered

Our policies go beyond standards. We address the unique, high-stakes challenges of elite superyacht and charter marine activities.*

Structural & Mechanical Protection

Comprehensive cover against physical damage, machinery breakdown, and structural anomalies exclusively tailored for super yachts.

Personal & Crew Protection

Robust medical and personal accident coverage ensuring the utmost safety and support for your invaluable crew members and guests.

Liability & Legal Protection

Protection against third-party liabilities, pollution risks, and complex international legal disputes arising from charter operations.

Assistance & Support Services

Global maritime assistance. Immediate crisis response, emergency towing, and logistical support wherever you navigate.

*Coverage options vary by policy. Not all features are included as standard and may be subject to underwriting, eligibility, and additional premiums. Please refer to your individual policy schedule and terms for full details.

Expert answers to your questions.

What types of vessels do you insure?

M&N Insurance specialises in high-value vessels ranging from luxury motorboats, sailing yachts, and superyachts to commercial craft — as well as all other types of boats.

Does your coverage extend to international waters?

Yes — we can provide coverage for most regions worldwide, with specific terms for high-risk areas available upon request.

How does your coverage handle commercial charter operations?

We offer specialised policies for vessels used in commercial charter operations, with flexible options that accommodate both private and commercial usage. Our commercial coverage can include additional liability protections, charter-specific elements, and can be tailored to your business model.

Do you offer 'new for old' coverage?

Yes — we offer 'new for old' coverage options that provide replacement with new equipment without depreciation deductions. This is particularly valuable for high-value vessels where component replacement costs can be significant.

Can my policy cover multiple operators or a hired skipper?

Yes — our policies can be structured to cover multiple operators, family members, or professional crew and skippers. Additional skipper liability options are available for vessels that employ professional captains or crew.

Insure Smarter.
Cruise Safer.

Discover why the world's most elite charter operators and yacht owners trust M&N Boat Insurance.

M&N

M&N Insurance