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Yacht Insurance For Vessels £1 Million+
Bespoke cover for high-value boats & superyachts — handled by UK marine specialists with 70+ years experience.
Rated 'Excellent' 4.6/5
- UK-Based Insurance Broker
- 70+ Years In Business
- Access To Bespoke Options
- Rated "Excellent"
- Dedicated Marine Handlers
- Premium Service
70 Years of Insurance Excellence
Since the 1950’s, M&N Insurance has been a specialised insurance broker and is a trusted partner for owners of premium marine vessels striving to obtain competitive prices for our customers.
- UK-Based, Globally Minded
- Legacy of Trust
- Marine Insurance Specialists
- High-Value Focus
Worldwide Coverage Options
Exclusively for High-Value Super Yachts
We specialise in protecting ultra-luxury super-yachts for high-net-worth owners who demand exceptional coverage and white-glove service. Our bespoke policies are crafted for
- Elite Super Yacht Coverage
- Private & Charter Operations
- Tailored Solutions For Your Asset
- High Net Worth Vessels
70 YEARS
Of Insurance Excellence
Getting Covered is Simple
Get Covered in Three Simple Steps!
1. Tell Us About Your Super Yacht
Start by completing a short, intelligent form. Just the essentials — vessel type, value, usage. This gives our specialists the information they need to start building the right policy for you.
2. Speak with a Marine Insurance Expert
Once we receive your form, a UK-based marine insurance expert will reach out to you directly. We’ll discuss the details, answer questions, and walk you through your tailored quote.
3. Get Covered Instantly
Once you’re satisfied with your bespoke policy, we’ll finalise your cover immediately. You’ll receive all documentation, full support, and 24/7 claims access — whether docked or deep at sea.
Get a Quote Now For Your Premium Vessel
For Elite Superyacht Operators
We understand the unique demands of luxury maritime enterprises. Our specialised cover protects not only your vessel but also the prestige, service, and experiences your business delivers.
- Exclusive Watersports & Experiences
- Superyacht Charter Enterprises
- Prestige Yacht Businesses
- Luxury Marine Tourism
- Charter Management Companies
70 YEARS
Of Insurance Excellence
Our policies are designed to keep your fleet operating smoothly with coverage that addresses the unique challenges of marine activities.
Options For Private & Business Use
Super Yacht Charter Operators
We understand the prestige, responsibility, and unique risks of managing luxury superyacht charters. Our insurance solutions are crafted for operators who demand seamless, dependable protection across the world’s most exclusive waters.
- Commercial & Private Superyacht Charter
- Crew & Guest Protection
- Protection Across Global Routes
- UK-Based Underwriting & Claims Support
70 YEARS
Of Insurance Excellence
What's covered?
M & N Insurance provides extensive protection for high-value vessels with coverage elements designed to address the unique risks faced by premium watercraft.*
Structural & Mechanical Protection
- All-Risk Hull and Machinery Cover
- Fire, Explosion & Lightning
- Theft & Piracy Protection
- Malicious Damage & Vandalism
Personal & Crew Protection
- Personal Effects Coverage
- Emergency Medical Expenses
- Temporary Accommodation
Liability & Legal Protection
- Third-Party Liability
- Passenger Liability
- Water Pollution Liability
- Watersports Liability
Assistance & Support Services
- Emergency Towing & Assistance
- Transportation & Storage
- Temporary Mooring Fees
*Coverage options vary by policy. Not all features are included as standard and may be subject to underwriting, eligibility, and additional premiums. Please refer to your individual policy schedule and terms for full details.
70 YEARS
Of Insurance Excellence
Insure Smarter. Cruise Safer.
Tailored marine insurance for discerning owners and operators. Get expert protection, global coverage, and peace of mind — all in one custom quote.
Expert Answers to Common Inquiries
M & N Insurance specialises in high-value vessels ranging from luxury motorboats, sailing yachts, superyachts, and commercial craft, as well as all other types of boats.
Yes, we can provide coverage for most regions worldwide, with specific terms for high-risk areas available upon request.
We offer specialised policies for vessels used in commercial charter operations, with flexible options that can accommodate both private and commercial usage. Our commercial coverage can include additional liability protections, charter-specific elements, and can be customised to your business model.
Yes, we offer “new for old” coverage options that provide replacement with new equipment without depreciation deductions. This is particularly valuable for high-value vessels where component replacement costs can be significant.
Yes, our policies can be structured to cover multiple operators, family members, or professional crew and skippers. Additional skipper liability options are available for vessels that employ professional captains or crew.
M & N Insurance Service Ltd is registered in England and Wales no. 00763677. Registered office: 248 Hendon Way, London, NW4 3NL.
Authorised & regulated by the Financial Conduct Authority. Ref: 305837. For further details, please see our entry on the Financial Services Register at https://register.fca.org.uk