- Worldwide Cruising
- New for Old Options
- Damage To Other Vessels & Property
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Rated 'Excellent' 4.6/5
Sailing Yacht Insurance — From Solo Cruises to Full Charter Fleets
One stop marine insurance, exceptional service.
- UK-Based Insurance Broker
- 70+ Years In Business
- Access To Bespoke Options
- Rated "Excellent"
- Dedicated Marine Handlers
- Premium Service
70 Years of Insurance Excellence
Since the 1950s, M&N Insurance has been a trusted name in marine protection — partnering with sailing yacht owners and premium vessel operators to secure competitive, tailored coverage for every journey.
- UK-Based, Globally Minded
- Legacy of Trust
- Marine Insurance Specialists
- High-Value Focus
Worldwide Coverage Options
Owners of High-Value Sailing Yachts & Luxury Vessels
We provide specialist cover for premium sailing yachts and luxury vessels, designed for owners who expect nothing less than exceptional protection and service. Every policy is crafted to suit the unique needs of your vessel and lifestyle at sea.
- Comprehensive Cover for Your Sailing Yacht
- Charter Options Available
- Tailored Solutions For Your Asset
- Dedicated Service for Luxury Yacht Owners
70 YEARS
Of Insurance Excellence
Getting Covered is Simple
Get Covered in Three Simple Steps!
1. Tell Us About Your Vessel
Start by completing a short, intelligent form. Just the essentials — vessel type, value, usage. This gives our specialists the information they need to start building the right policy for you.
2. Speak with a Marine Insurance Expert
Once we receive your form, a UK-based marine insurance expert will reach out to you directly. We’ll discuss the details, answer questions, and walk you through your tailored quote.
3. Get Covered Instantly
Once you’re satisfied with your bespoke policy, we’ll finalise your cover immediately. You’ll receive all documentation, full support, and 24/7 claims access — whether docked or deep at sea.
Get a Quote Now For Your Premium Vessel
Commercial Sailing & Private Operators
Bespoke cover for sailing ventures — from luxury yacht charters to marine lifestyle — protecting both your vessels and your reputation at sea.
- Sailing Yacht Protection
- Personal Vessel Owners
- Charter Fleet Operators
- Watersports and Experience Providers
- Luxury Yacht Charter Specialists
70 YEARS
Of Insurance Excellence
We provide tailored insurance solutions for both commercial and privately owned sailing yachts, offering the right protection for your vessel and its unique needs.
Options For Private & Business Use
Charter Yacht Operators
Whether hosting exclusive sunset cruises or multi-day luxury expeditions, our policies provide the protection you need — for your vessel, your crew, and your guests.
- Commercial & Private Charter Use
- Flexible Cover for Crew & Guests
- Protection Across Global Routes
- UK-Based Underwriting & Claims Support
70 YEARS
Of Insurance Excellence
What's covered?
M & N Insurance provides extensive protection for high-value sailing yachts with coverage elements designed to address the unique risks faced by premium watercraft.*
Structural & Mechanical Protection
- All-Risk Hull and Machinery Cover
- Fire, Explosion & Lightning
- Theft & Piracy Protection
- Malicious Damage & Vandalism
Personal & Crew Protection
- Personal Effects Coverage
- Emergency Medical Expenses
- Temporary Accommodation
Liability & Legal Protection
- Third-Party Liability
- Passenger Liability
- Water Pollution Liability
- Watersports Liability
Assistance & Support Services
- Emergency Towing & Assistance
- Transportation & Storage
- Temporary Mooring Fees
*Coverage options vary by policy. Not all features are included as standard and may be subject to underwriting, eligibility, and additional premiums. Please refer to your individual policy schedule and terms for full details.
70 YEARS
Of Insurance Excellence
Your Yacht Deserves Specialist Protection
From the gleam of your teak deck to the thrill of open-water voyages, your sailing yacht is more than an asset — it’s a statement. Protect it with a cover as exceptional as the vessel itself.
Expert Answers to Common Inquiries
M & N Insurance specialises in high-value vessels ranging from luxury motorboats, sailing yachts, superyachts, and commercial craft, as well as all other types of boats.
Yes, we can provide coverage for most regions worldwide, with specific terms for high-risk areas available upon request.
We offer specialised policies for vessels used in commercial charter operations, with flexible options that can accommodate both private and commercial usage. Our commercial coverage can include additional liability protections, charter-specific elements, and can be customised to your business model.
Yes, we offer “new for old” coverage options that provide replacement with new equipment without depreciation deductions. This is particularly valuable for high-value vessels where component replacement costs can be significant.
Yes, our policies can be structured to cover multiple operators, family members, or professional crew and skippers. Additional skipper liability options are available for vessels that employ professional captains or crew.
M & N Insurance Service Ltd is registered in England and Wales no. 00763677. Registered office: 248 Hendon Way, London, NW4 3NL.
Authorised & regulated by the Financial Conduct Authority. Ref: 305837. For further details, please see our entry on the Financial Services Register at https://register.fca.org.uk