- Worldwide Cruising
- New for Old Options
- Damage To Other Vessels & Property
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Rated 'Excellent' 4.6/5
Bespoke Insurance for Charter Yachts
Specialist cover tailored for charter operators – protecting your fleet, your clients, and your business.
- UK-Based Insurance Broker
- 70+ Years In Business
- Access To Bespoke Options
- Rated "Excellent"
- Dedicated Marine Handlers
- Premium Service
70 Years of Insurance Excellence
Since the 1950s, M&N Insurance has specialised in marine cover, earning the trust of yacht and charter operators by securing competitive protection for premium vessels.
- UK-Based, Globally Minded
- Legacy of Trust
- Marine Insurance Specialists
- High-Value Focus
Worldwide Coverage Options
Exclusively for Charter Yachts & Luxury Fleets
We specialise in protecting charter yacht operators who demand exceptional cover, smooth claims handling, and policies tailored to both business and guest expectations.
- Elite Charter Yacht Coverage
- Private & Commercial Use
- Tailored Solutions For Your Asset
- High Net Worth Vessels
70 YEARS
Of Insurance Excellence
Getting Covered is Simple
Get Covered in Three Simple Steps!
1. Tell Us About Your Charter Yacht
Start by completing a short, intelligent form. Just the essentials — vessel type, value, usage. This gives our specialists the information they need to start building the right policy for you.
2. Speak with a Marine Insurance Expert
Once we receive your form, a UK-based marine insurance expert will reach out to you directly. We’ll discuss the details, answer questions, and walk you through your tailored quote.
3. Get Covered Instantly
Once you’re satisfied with your bespoke policy, we’ll finalise your cover immediately. You’ll receive all documentation, full support, and 24/7 claims access — whether docked or deep at sea.
Get a Quote Now For Your Premium Vessel
For Elite Charter Yacht Operators
We understand the unique demands of luxury maritime enterprises. Our specialised cover protects not only your vessel, but also the reputation, service, and exceptional experiences your charter business delivers.
- Exclusive Watersports & Experiences
- Superyacht Charter Enterprises
- Prestige Yacht Businesses
- Luxury Marine Tourism
- Charter Management Companies
- Privately Owned Vessels
70 YEARS
Of Insurance Excellence
Our policies are designed to keep your fleet operating smoothly with coverage that addresses the unique challenges of marine activities.
Options For Private & Business Use
Charter Yacht Compliance & Guest Confidence
Running a luxury charter means balancing strict maritime regulations with the expectations of high-value clients. Our specialist cover keeps your operation compliant while giving your guests complete peace of mind.
- Global Regulatory Compliance
- Water Sports & Activity Insurance
- Crew & Guest Protection
- Protection Across Global Routes
- UK-Based Underwriting & Claims Support
70 YEARS
Of Insurance Excellence
What's covered?
M & N Insurance provides extensive protection for high-value vessels with coverage elements designed to address the unique risks faced by premium watercraft.*
Structural & Mechanical Protection
- All-Risk Hull and Machinery Cover
- Fire, Explosion & Lightning
- Theft & Piracy Protection
- Malicious Damage & Vandalism
Personal & Crew Protection
- Personal Effects Coverage
- Emergency Medical Expenses
- Temporary Accommodation
Liability & Legal Protection
- Third-Party Liability
- Passenger Liability
- Water Pollution Liability
- Watersports Liability
Assistance & Support Services
- Emergency Towing & Assistance
- Transportation & Storage
- Temporary Mooring Fees
*Coverage options vary by policy. Not all features are included as standard and may be subject to underwriting, eligibility, and additional premiums. Please refer to your individual policy schedule and terms for full details.
70 YEARS
Of Insurance Excellence
Insure Smarter. Cruise Safer.
Tailored marine insurance for discerning owners and operators. Get expert protection, global coverage, and peace of mind — all in one custom quote.
Expert Answers to Common Inquiries
M & N Insurance specialises in high-value vessels ranging from luxury motorboats, sailing yachts, superyachts, and commercial craft, as well as all other types of boats.
Yes, we can provide coverage for most regions worldwide, with specific terms for high-risk areas available upon request.
We offer specialised policies for vessels used in commercial charter operations, with flexible options that can accommodate both private and commercial usage. Our commercial coverage can include additional liability protections, charter-specific elements, and can be customised to your business model.
Yes, we offer “new for old” coverage options that provide replacement with new equipment without depreciation deductions. This is particularly valuable for high-value vessels where component replacement costs can be significant.
Yes, our policies can be structured to cover multiple operators, family members, or professional crew and skippers. Additional skipper liability options are available for vessels that employ professional captains or crew.
M & N Insurance Service Ltd is registered in England and Wales no. 00763677. Registered office: 248 Hendon Way, London, NW4 3NL.
Authorised & regulated by the Financial Conduct Authority. Ref: 305837. For further details, please see our entry on the Financial Services Register at https://register.fca.org.uk